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"The 8 Biggest Mistakes To
Avoid When Shopping For A Home Medical Alarm System"
Confused by all the
different options? Straight advice by an industry expert can save you
thousands of dollars....
Medical alarms systems have been around for
over two decades yet shopping for them is as complicated as ever. Most
shoppers are not familiar with the various systems, features and costs until
they are forced to find a system for a family member, relative or friend.
As an experienced industry professional with
over 25 years of experience, I have seen folks make serious mistakes when
choosing a home medical alarms system. Many have overpaid hundreds or
thousands of dollars, been victims of hidden fees and charges, been forced
to pay for early cancellation and have received poor quality equipment and
sub-standard monitoring service.
In an effort to educate consumers, I have
identified the 8 biggest mistakes to avoid when buying (or renting) a
medical alarm system. Truly educated consumers make better choices and pay
less than those who are uninformed. Please feel free to print & distribute
this article to friends and family members who may also be involved in the
decision.
Mistake #1: Shopping Only For Lowest Monthly
Fee
This is the one BIGGEST mistakes most
consumers make! Since many folks are not aware of the differences in
available equipment and services, they simply ask about the prices and
choose the least expensive.
If
you were shopping for a parachute to save your life, would you select the
cheapest one?
Historically, medical alarms systems were
sold by unscrupulous companies for as much as $3,000! Today, do to
competition and industry oversight, you should not have to pay more than
$300 to purchase a quality home medical alarm system.
Industry standard monthly monitoring fees
will range from $20-49 for reputable companies. Companies trying to convince
you to spend more should be questioned. Companies offering monitoring fees
of less than $20/month may be offering sub-standard service levels and
should be avoided.
Why
risk a loved-ones life and safety to save a few cents/day?
In short, there are reasons why established,
reputable medical alarm providers charge what they do. They have determined
the lowest price which provides an acceptable level of service and refuse to
trim services required to offer lower prices.
TIP: For quality service and good
equipment, we suggest you select a company
that falls in the $20-$40 monthly fee range.
Mistake #2: Signing Long Term
Multi-Year Contractual
Agreements
Very often, consumers agree to sign-up with a
medical alarm service before reading the Customer Service Agreement that is
required by virtually every company.
Unfortunately, such agreements often contain
very binding legal and contractual requirements with respect to the term of
the agreement. The industry standard is generally a one year agreement.
Less than forthright companies have been know
to hide the agreement term in the fine print and can bind you for a minimum
period of two to five years! This means that no matter what happens with the
medical alarm system subscriber, you (or they) may be responsible for
hundreds or thousands of dollars in future fees even if the medical alarm
system or service is no longer needed.
Also - an equally important - be sure to
understand the renewal or termination requirements. Some agreements are
written requiring the subscriber to send written notification of a
cancellation within a set period prior to the end of the term. If such a
notice is not sent, the agreement may automatically renew itself for a whole
new period.
For example, let's say you sign a one year
agreement, you may need to notify the company 30 days (1 month) prior to the
anniversary date of your intent to cancel. If you do not meet this
requirement, you may be contractually required to continue paying the monthly service for
an additional year.
TIP: Read the entire agreement before
signing-up and be careful when signing any agreement longer than one year.
Mistake #3: Accepting Early Termination Fees
Medical alarm agreements have also been known
to contain clauses that, in the event you do need to terminate the agreement
before the full term, you can be assessed additional early termination fees
and charges.
We have seen such charges include
requirements to purchase the equipment outright or penalty fee that can add
hundreds of dollars on to the cost of your agreement.
TIP: Be aware of hidden early
termination fees and refuse to accept any such charges.
Mistake #4: Accepting In-Home Installation
Charges
Some of the older, more established medical
alarms companies still require their authorized personnel come to you home
to install the equipment - often for fees ranging from $100 - $500.
Such "installers" may in fact be skilled
sales people who's real primary purpose is to gain access to your home and
sell you additional products and service which may not be necessary. Often
this visit can pressure older subscribers into spending hundreds or
thousands of dollars in extra costs.
TIP: Have a family member present for
any home medical alarm "installation."
Mistake #5: Receiving Low Quality Equipment
Beware of companies that advertise cheap, low cost medical alarm systems. Often these offers require long term
agreements or may involve extremely poor quality equipment.
Yes, there is a significant difference in the
quality of home medical alarm systems!
First, be sure any equipment you are
considering is UL (United Laboratories) Listed. NEVER ACCEPT ANY MEDICAL
ALARM SYSTEM EQUIPMENT THAT IS NOT UL LISTED!
Second, document the manufacturer's tested
range for the system you are considering. Generally speaking, the
equipment's range is a very good indicator of the transmitters & receivers
quality. The industry standard varies from 100-200 feet. Top quality
medical alarm systems have tested ranges in excess of 500 feet.
Mistake #6: Receiving Low Quality Monitoring
Services
Just like medical alarms system equipment,
the emergency monitoring service center - and the personnel - can vary
significantly in quality.
We have heard nightmarish stories from folks
that have experienced sub-standard monitoring services. This stories
includes no two way voice communications, no free weekly tests, no emergency paramedic response,
lengthy delays in responding to a alarm, etc.
First, be sure any monitoring center you are
considering is UL (United Laboratories) Listed. NEVER ACCEPT ANY MEDICAL
ALARM MONITORING CENTER THAT IS NOT UL LISTED!
Second, be sure to test you new home medical
alarm system several times upon receipt to insure fast emergency personal
response and clear two way voice communications.
TIP: Test your system on a Monday
morning when call volumes can be high.
Mistake #7: Not Insisting Upon A 30
Day Money Back Satisfaction Guarantee
Reputable medical alarms companies often
offer new subscriber with a 30 day money back satisfaction guarantee. This
insures that if you are not completely delighted with the quality of you new
equipment, you can request and receive a full
refund of the purchase price of your equipment within 30 days from the date of your order.
Don't get stuck for years with a life safety
system that clearly has quality issues.
TIP: Insist on a unconditional money back
satisfaction guarantee in writing.
Mistake #8: Not Checking With The Better
Business Bureau & Consumer Affairs
Most consumers are surprised to learn that
medical alarm companies are NOT REGULATED by any federal, state or local
organization!
Some companies have years of unscrupulous
sales tactics, overcharging of fees, high pressure techniques, sales call
harassment, etc. In fact, a few years ago, the FCC actually threatened to
step in and regulate the industry if such practices were not scaled back.
Consumer Affairs receives and posts
customer complaints on their web site for all leading medical alarm
companies.
We suggest you request a FREE detailed
medical alarm company report from the local Better Business Bureau for
any/all companies you are considering.
LifeGuardian
is a Fully Accredited Better Business Bureau Member. You can find other
medical alarm company performance
information online at
www.bbb.org.
TIP: Do not do business with any
medical alarm company that is not a current BBB Member in good standing.
*AARP® Product Report: Linear Medical Alarm Equipment Ranked #1 -- PERS (Personal Emergency Response Systems / Medical Alarms and Medical Alert Alarm Systems) was produced by the American Association of Retired Persons as an educational service to members and other older persons. April 1992 No.1 Vol.2 
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